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Perhaps you are not do-it-yourself person as my brother-in-law is. You must nevertheless consider that family can spend from $1200 to $1800 each year on appliance service or repairs & that each dollar that saved is worth dollar plus whatever your highest income tax bracket is.

A recent survey across the street & around the corner convinced me that my neighbors suffer the same burden & that all us are throwing out at least three quarters the money we give the repairmen. And this does not take into consideration dishonest servicemen. I”m not referring to the fact that it”s easy to get hooked if you just pay whatever the bill says. Let me give you an example.

Last year we read the newspaper that you had better change the filter your air conditioner at every month. So my brother-in-law called the serviceman & according to his report he pulled the front the machine ten seconds took out the old filter put new one sprayed some WD-40 on some items & handed him bill for $67.50 which included the 3 dollar filter & five minutes his time.

When my wife & I considered the matter we were forced to admit that what cost the money was the fact that the serviceman had to pay his office staff schedule the appointment insurance vehicle costs find the right filter & spend at least half hour his good time coming & going to our house. This year my brother-in-law got smart & did differently. Next time he went to Home Depot he picked up dozen filters brought them home called me & stood over me while he fretted fumed & I showed him how to put in. Then he admitted that was very easy. The saving was over $60 each time the filer was changed or over $720 saving per year.

Now the point is that most room air conditioners are made so that anyone can do those simple things to them ourselves. At any rate it”s very little trouble to try.

When you begin looking at the true cost things & the savings possible on things you will already be spending money on is easy to begin to change your way handling money & financial lifestyle.

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